Qualify for a Business Credit Card

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Applying for a business credit card is a fairly straight forward process. Although in general your personal credit will impact your application, there are some differences between a personal credit card and business credit card that are worth knowing about. First of all, having a business credit card is something great to have, because it’s […]

Success Planning

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As you start to build your business, you will pick up skills, methods and techniques. So will your employees, many of which are very specific to their job and their day to day roll.  Now picture this: for some reason one of your critical employees, or yourself, could not turn up to work anymore. All […]

401(k) Plans for Employees

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Having a 401 (K) plan, is a way of investing in your employees and their benefits, with research indicating that employees who are happy with their benefits have high levels of job satisfaction.  So, where you need to get going is over at the IRS web site (https://www.irs.gov/retirement-plans/irc-401k-plans-establishing-a-401k-plan) which will get everything set up for […]

Where to Find Freelancers

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When running a business, you have 101 things to do all the time, and trying to do all of them yourself is just not possible.  This is fine! You are directing the company, and although you need to wear many hats, you can not wear all the hats. But the good news is there are […]

Focus on your Customer Base

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As a small business you can lose yourself in always seeking new customers and focusing a lot of your business on customer acquisition rather than your existing customers.  “Market and product development and diversification all can move a business forwards over time, … but shoring up a company’s existing customer base is often the best […]

Qualify for favorable terms with suppliers

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Often business will overlook the facts and the benefits of negotiating terms with suppliers. Often, we view this as a one-sided aspect, but any deal is two-sided. So why even bother? Well there are many reasons, but the primary reason is giving your business more control over your cash flow and accounting. The more flexibility […]

Avoiding a Negative Balance

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So we know that a negative bank balance is bad, but potentially your bank will give you the ability to overdraft either at no cost, or with a small fee. There are a few issues with getting a negative balance in your account, which you should be aware of. First of all, it is important […]

Why are deposits important?

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When a business looks at your application, either for credit, funds, a loan or insurance, they will evaluate your bank statements. Although they will be looking at what and how you spend your money, they will also be looking at the deposits. Some of the key factors they will be looking for are Average daily […]